If all I really want is some management of my investments, why do I need a financial plan?
Studies have shown that people who have a financial plan are happier than people who don’t have a financial plan. Planning can bring a sense of contentment, a sort of peace or joy, which suggests planning can equal happiness!
Just as important as the contentment and happiness that comes with a financial plan, a good plan helps you (the planner) create and manage an investment portfolio that’s most appropriate for YOU.
As your financial advisor, I will take the time to get to know you and your goals. The better I know you, the better my advice will be and the better I can manage the volatility that inevitably comes with any investments.
What To Expect When You See A Financial Planner For The First Time
It depends on why you’re going to see a financial advisor.
If you already have an investment portfolio and you have an investment advisor managing that for you, maybe your going to a financial planner to get a second opinion. In that case you should get a really good portfolio review at no cost. Different planners work in different ways, but that’s how I would approach it.
First I’d take a look at your goals and objectives and ask, what are you trying to accomplish with this money? Do you have any goals that compete with that? It’s good to look at the whole picture. Let’s look at your risk tolerance and see if your portfolio matches one that would be the most appropriate for you.
On the other hand, maybe you’re going because you want to take a look at your future, you want to project your retirement needs or some other accumulation goal. In that case, we would start off with a financial plan.
Whatever the reason, I’d love to speak with you.